Blog Header Image: How To Buy A House
How to Buy a House 1920 1080 Kind Financial

How to Buy a House

Buying a house in the UK can seem complex and intimidating, especially for first-time buyers. “How do I buy a house” might sound like a silly question, but it’s really not, and it’s one that’s worth researching properly before you start the journey to home-ownership. With the right knowledge and preparation, it can even be…

Skipton Announce 100% Mortgage
Skipton Announce 100% Mortgage for First Time Buyers 1920 1080 Kind Financial

Skipton Announce 100% Mortgage for First Time Buyers

Skipton Building Society have today announced a 100% mortgage for first-time buyers – and unlike the handful of other no-deposit mortgages currently available in the UK, it doesn’t need a guarantor. Instead, Skipton are looking for 12 months of on-time rental payments, as well as a good credit history. Skipton hope that the 100% mortgage…

Preparing Your Documents for a Mortgage Application - Top Tips from Kind Financial's Sabrina Hall
How to Prepare Your Documents for a Mortgage Application 1920 1080 Kind Financial

How to Prepare Your Documents for a Mortgage Application

How should you prepare your documents for a mortgage application? What documents do you need? When applying for a mortgage you will be asked for various documents in order to verify your income and identity. Having these documents prepared and ready can help to make the process a little smoother. So here are my top…

Mortgage Market Volatility: Your Questions Answered 1920 1080 Kind Financial

Mortgage Market Volatility: Your Questions Answered

You may have heard a lot in the news about mortgage lenders withdrawing their products or changing their rates.  This may have caused you some concern if you are currently in the middle of a mortgage application or if you are unsure how it may affect your current mortgage.  We hope the following information will…

Planning Your Remortgage - Analysis from Kind Financial
Planning Your Remortgage 1920 1080 Kind Financial

Planning Your Remortgage

Why it’s so important to plan your remortgage. As we all know, interest rates are on the increase. However, when we look at the news it tends to focus on the Bank of England base rate. Whilst the Bank of England base rate is vital in controlling inflation and an indicator of what is going…

Intergenerational Mortgages 940 788 Kind Financial

Intergenerational Mortgages

There has been lots of talk in the news recently about using 50-year or intergenerational mortgages to help younger people get on the housing ladder and reduce the gap between wages and house prices. However, mortgages already exist where a parent or grandparent helps the younger generation to buy a property. The lenders have numerous…

Bank of England Announces End of Affordability Stress Tests. 1920 1080 Kind Financial

Bank of England Announces End of Affordability Stress Tests.

The Bank of England has recently announced they are going to scrap the affordability stress tests that were put in place following a review of the mortgage market after the 2008 credit crunch. The timing of this announcement is very strange for a number of reasons, with many feeling that while the country is in…

Can I Get a Mortgage When I’m a Contractor? 1024 768 Kind Financial

Can I Get a Mortgage When I’m a Contractor?

Many contractors worry that they won’t be able to get a mortgage due to their complex income structure. Lenders do assess income for contractors slightly differently to self-employed or employed applicants, but an understanding these differences can help to get the best mortgage for you. An experienced adviser who has specific knowledge in this area…

The Future of Property Looks Green 1920 1080 Kind Financial

The Future of Property Looks Green

Three letters are all over your social media feeds, your inbox and the trade publications you read right now: EPC. Energy Performance Certificates have been required for any building being sold, let or constructed since 2007, and measure how energy efficient a building is on a scale from A to G. Scoring a building takes…

Life Insurance: Protecting Your Family 1600 900 Kind Financial

Life Insurance: Protecting Your Family

Death is a sad but unavoidable part of life, and in the insurance business, we have reason to think about it a lot more frequently than many people. Still, no matter how many of them I see, looking over reports on life insurance pay-outs is always sobering reading. The most recent reports from Aviva showed…

EMAIL COMMUNICATIONS ARE NOT ALWAYS SECURE FOR THIS REASON KIND FINANCIAL SERVICES LTD CAN NOT GUARANTEE THE SECURITY OF THE EMAIL AND ITS CONTENTS AND THAT IT WILL BE VIRUS FREE.

WE WILL USE YOUR NAME, EMAIL ADDRESS AND CONTACT NUMBER (‘PERSONAL INFORMATION’) TO CONTACT YOU ABOUT THE SERVICES YOU HAVE REQUESTED OR RESPOND TO AN ENQUIRY YOU HAVE SUBMITTED, WHICH WILL REQUIRE US TO SHARE YOUR PERSONAL INFORMATION OR PASS YOUR PERSONAL INFORMATION TO OUR GROUP COMPANIES, ELECTRONIC VERIFICATION PROVIDERS, PRODUCT PROVIDERS OR OTHER FINANCIAL FIRMS SUCH AS LENDERS, BANKS, INSURERS, FUND MANAGERS AND PLATFORM PROVIDERS. FOR FURTHER INFORMATION ON HOW YOUR INFORMATION IS USED, INCLUDING DISCLOSURE TO THIRD PARTIES, HOW WE MAINTAIN SECURITY OF YOUR INFORMATION AND YOUR RIGHTS IN RELATION TO THE INFORMATION WE HOLD ABOUT YOU, PLEASE SEE OUR PRIVACY POLICY

THE GUIDANCE PROVIDED WITHIN THIS WEBSITE IS SUBJECT TO THE UK REGULATORY REGIME AND IS THEREFORE PRIMARILY TARGETED AT CONSUMERS BASED IN THE UK.

KIND FINANCIAL SERVICES LTD IS AN APPOINTED REPRESENTATIVE OF TENETLIME LTD,
WHICH IS AUTHORISED AND REGULATED BY THE FINANCIAL CONDUCT AUTHORITY. TENETLIME LIMITED IS ENTERED ON THE FINANCIAL SERVICES REGISTER (WWW.FCA.ORG.UK/REGISTER) UNDER REFERENCE 311266.

REGISTERED IN ENGLAND AND WALES UNDER REFERENCE 07588811

REGISTERED OFFICE ADDRESS: LANGTON & MOAT HOUSE, SUITE 1 BIRD STREET, LICHFIELD, WS13 6PY.

By clicking this link you will be departing from the regulated site of Kind Financial Ltd. Neither Kind Financial Ltd nor TenetLime Ltd can be responsible for any content created and published solely by a third party outside of our regulated site.

The availability of credit is subject to status.

© 2023 – Kind Financial Services – Privacy Policy